Privacy Policy | Retiro Holdings

1. Introduction

Retiro Holdings ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at retireholdings.com (the "Site") or submit an inquiry or application to us.

Please read this Privacy Policy carefully. By using our Site, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Information You Provide Directly

When you fill out our contact or application form, we may collect:

Full name
Email address
Business name and industry
Revenue information
Funding needs and any other information you voluntarily provide
Phone number (if provided)

Automatically Collected Information

When you visit our Site, we may automatically collect certain technical information, including:

IP address and browser type
Pages visited and time spent on the Site
Referring website or source
Device type and operating system

3. How We Use Your Information

We use the information we collect for the following purposes:

To evaluate and process your funding inquiry or application
To communicate with you about your application status and our services
To send you marketing and promotional SMS/MMS messages, if you have provided express written consent
To improve our Site and services
To comply with legal obligations
To prevent fraud and protect the security of our business and users

4. SMS / Text Messaging

SMS Program: By providing your mobile phone number and checking the SMS consent checkbox on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Retiro Holdings, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply.

Opt-Out: Reply STOP to opt out at any time. After texting STOP, you will receive one final message confirming your opt-out. Following this confirmation, no further messages will be sent.

Help: Reply HELP for assistance. You may also contact us at yoni@retireholdings.com for support.

Consent is NOT a condition of purchase. You are not required to provide consent to SMS communications as a condition of obtaining any financing or services from Retiro Holdings.

5. Sharing of Your Information

We do not sell your personal information. We may share your information in the following limited circumstances:

Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and conducting our business, subject to confidentiality agreements.
Legal Requirements: We may disclose information if required to do so by law or in response to valid requests by public authorities.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When personal information is no longer needed, we will securely delete or anonymize it.

7. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure.

8. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

The right to access and receive a copy of your personal information
The right to correct inaccurate information
The right to request deletion of your personal information
The right to opt out of marketing communications at any time

To exercise any of these rights, please contact us at yoni@retireholdings.com.

9. Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to enhance your experience. You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of certain areas of our Site.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

11. Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a new effective date. Your continued use of our Site after any changes constitutes your acceptance of the revised policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Retiro Holdings
2160 Bay Drive, Miami, FL 33141
Email: yoni@retireholdings.com