Legal
Effective Date: January 1, 2025 | Retiro Holdings | 2160 Bay Drive, Miami, FL 33141
By accessing or using the Retiro Holdings website at retireholdings.com (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site. These Terms apply to all visitors, users, and others who access or use the Site.
Retiro Holdings is a direct business lender headquartered in Miami, Florida. We provide working capital loans, revenue-based financing, equipment financing, and related business funding products to qualified businesses. We are not a loan broker, marketplace, or financial advisor. All funding decisions are made directly by Retiro Holdings.
You may use our Site for lawful purposes only, and in a way that does not infringe the rights of others or restrict others' use of the Site.
You agree not to:
Program Description: By providing your mobile phone number and consenting to receive SMS communications from Retiro Holdings, you agree to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan.
How to Opt Out: You may opt out of receiving SMS messages at any time by replying STOP to any message we send. After opting out, you will receive a final confirmation message. No further marketing SMS messages will be sent after confirmed opt-out.
Help: Reply HELP for assistance, or contact us at yoni@retireholdings.com.
Consent is NOT a condition of purchase. Providing your consent to receive SMS communications is entirely voluntary and is not required to obtain any products or services from Retiro Holdings.
Supported Carriers: SMS messaging is available on most major US carriers. Carriers are not liable for delayed or undelivered messages.
The information on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Retiro Holdings is not a financial advisor. You should consult with qualified professionals before making any financial decisions. Retiro Holdings makes no representations or warranties about the suitability of any particular financing product for your circumstances.
Submitting an application or inquiry form on our Site does not guarantee approval for funding. All applications are subject to underwriting review and approval at Retiro Holdings' sole discretion. We reserve the right to decline any application. Terms, rates, and amounts offered are subject to change and are based on creditworthiness, business performance, and other underwriting factors.
All content on this Site — including text, graphics, logos, images, and software — is the property of Retiro Holdings or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written consent.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.
Our Site may contain links to third-party websites. These links are provided for convenience only. Retiro Holdings has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. RETIRO HOLDINGS DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY LAW, RETIRO HOLDINGS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF, OR INABILITY TO USE, THE SITE OR ANY CONTENT ON IT, EVEN IF RETIRO HOLDINGS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify, defend, and hold harmless Retiro Holdings, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the Site or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Miami-Dade County, Florida.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.
If you have any questions about these Terms, please contact us:
Retiro Holdings
2160 Bay Drive, Miami, FL 33141
Email: yoni@retireholdings.com